Share Draft Solutions 


Want an alternative to the high checking and service fees charged by other financial institutions? A Cross Valley FCU Share Draft Account is your solution!

Receive ultimate convenience and 24-hour access to your money with a Cross Valley FCU Share Draft Account. With features like no minimum balance, per draft charges or a monthly charge, a Cross Valley FCU Share Draft Account is a great fit for your busy life. It is also an alternative to high draft fees and service charges at other financial institutions. Just a few benefits awaiting you today are:

  • Free Direct Deposit/Payroll Deduction Options

  • No Minimum Balance Share Draft Account

  • ATM/Debit Card

  • Over 55,000 free ATMs

  • Free eVirtual Branch

  • Free ePay

  • Free eMobile Money App

  • Free eMobile Money

  • Free eStatements


Overdraft Protection Solutions

Whether it’s a slight mistake you may have made in your checkbook, a car repair you weren’t prepared for, or an unforeseen emergency, we understand that life throws us curve balls and mistakes can happen.

Cross Valley FCU offers an array of solutions to help you meet your financial needs even when predicaments arise. These convenient protection options help make sure your account is covered.

Cross Valley FCU’s Standard Overdraft Protection automatically moves money from savings to checking to pay for overdrafts, as long as funds are available. Although there is no monthly charge, there will be a fee per overdraft. View Fee Schedule.

Courtesy Pay provides you with the security of knowing your transaction will be processed, not returned for insufficient funds, and prevents you from being charged any additional fees by a merchant. There will be a fee for this service. View Fee Schedule.

If you would like more information on any of Cross Valley FCU’s Overdraft Protection Solutions contact the credit union today and start living with the financial peace of mind that you want and deserve.

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Opening Your Account is Simple

Open a Cross Valley FCU Share Draft Account today! Apply to open a Share Draft Account online, visit one of our convenient branches, or contact us with any questions you have.