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Welcome to Opportunity

Fee Schedule

(570) 823–6836

Fee Schedule

The way we pay for things.

Fees are sometimes an unfortunate part of life. But we do our best to minimize ours. You’ll find we have a lot fewer and lower fees than most banks. It’s just another way we try to take care of you.

See how Cross Valley FCU measures up (err, down!) to other financial institutions.

Fees are effective May 28, 2024

Minimal fees, more you.

ATM Fees

Replacement Card$10.00
Replacement Card Rush$25.00
Empty Deposit Envelope$30.00
Monthly Fee without Direct Deposit$1.00
Monthly Fee with Direct DepositFREE
Non-CVFCU Machine for ATM/DEBIT/PIN transactions (Over 6/month)$1.00 each
Overdraft for recurring ATM Transactions$35.00 each
International Service Assessment (ISA) FeeCurrent Mastercard rate

Share Draft / ACH Fees

Second Chance Share Draft$3.00 per month
Return Fee$35.00
Stop Payment$35.00
ACH Authorization Revoked$35.00
Automatic Transfer$5.00
Checks (with direct deposit)1 box free/yr
Check Copies$2.00
Check Copies OnlineFREE
Check Copies (after 1 year)$5.00
Courtesy Pay$35.00

e-Services Fees

Online TransfersFREE
eMobile Texts (over 16)$.05/text
BluePay Online Loan Payments$10.00

Lending Fees

Titling Fee$100.00