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Welcome to Opportunity

Small Business Solutions

(570) 823–6836


A business mindset.

Not only is Cross Valley built around area businesses (via our credit union charter), but we’ve created special programs and business solutions that allow you to compete in any field. With a dedicated Chief Business Development Officer (Lee Sorber) at your side, business growth, employee wellbeing and Opportunity are all in your rolodex.

Cross Valley offers:

Small businesses. Big plans.

Employee Perks and Incentives Cooperative (EPIC)

Big is okay. EPIC is better.

Want to talk shop?

When your business works with Cross Valley, you’ll get a dedicated advisor as part of your team. Our Chief Business Development Officer, Lee Sorber, can answer any questions related to EPIC or business banking through Cross Valley.

Contact Lee Sorber

We’re not just thinking big, we’re thinking EPIC.

The way we see it, when your employees benefit, your business benefits. In fact, we’ve created a truly epic program that puts not only your business, but your employees financial wellbeing at the forefront. It’s called EPIC and it’s 100% free to you and your business.

EPIC includes:

  • Free financial education to your employees
  • Low loan rates and high yields on savings products
  • 24/7 Account access
  • Free AD&D Policy
  • Tickets At Work
  • Access to over 55,000 surcharge-free ATMs.
  • All from a trusted local financial institution that’s been in the community since 1969

This is a 100% free program unlike any other. No upselling. Just pure benefits.

Learn more about EPIC

Business Solutions

Finance the future.

Banking for what you’re building.

From the start of the workday to the late nights crunching numbers, being a business owner is a full time job. But with Cross Valley at your table, you’ll gain access to a dedicated support team, special business lending, high-yield savings products and so much more.

  • Low-rate business loans + High-yield savings products
  • Special Visa® Business Rewards and Cash credit cards¹
  • 24/7 Account access
  • 24/7 deposits through night drops or ITMs
  • And so much more

Ready to pull up a chair at the table? Contact Lee Sorber today.

Contact Lee Sorber

Keep a line of credit in your pocket

Merchant Lending Pro

Give your customers a better way to buy.

Designed to give your customers extra buying power while providing you with extra income,
Merchant Lending Pro boosts your customers’ purchasing power by offering them a low-rate Personal Loan through Cross Valley. At the same time, you earn a 1% commission for every loan closed (plus the goodwill of your customers).

  • No cost to you or your business
  • No commission limits
  • Your customers receive a quick loan decision
  • Loan terms up to 72 months

Retailers, are you ready?

Discover Merchant Lending Pro

Supercharge your sales at no extra cost.


The creditor and issuer of business Visa credit cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.