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Welcome to Opportunity


(570) 823–6836

Banking Options

We’re not redefining banking. We’re perfecting it.

You may think we’re just like a bank, but we’re so much more. When you look at all the ways we help you to plan, build, save and grow for your future—we think you’ll agree.

From a straight-forward checking account (with mobile app included), free debit card, overdraft protection all the way to getting you paid up to two days early¹ with direct deposit, we’re always making sure your money—and you—are in good hands.

Let’s get you started with:

Get started with Checking options

Financial management done right.

After 20 plus years banking with Cross Valley, I know I’ve found the best checking account rates and features. I’m loyal to my credit union for life.

Elizabeth Peterson, salon owner


Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Cross Valley FCU generally makes these funds available on the day the payment file is received, which may be up to two (20 days earlier than the scheduled payment date. Subject to change without notice.