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Welcome to Opportunity

Ways to Bank

(570) 823–6836

Manage your finances anywhere

With you every step of the way.

No matter where you are or when you need it, you’ll have access to all of your Cross Valley accounts. Local, remote, mobile, online or in person, we’re there with you.

Our digital tools are always on.

What I need to do:How to do it:
Withdraw cashAt any of our ATMs or ITMs
Transfer moneyOnline BankingMobile App, or any ATM or ITM
Deposit a checkOn our Mobile App, or any branchATM or ITM
Deposit cashAt any branchATM or ITM
Make a loan paymentAt any branchOnline BankingMobile App, or our ITMs
Apply for a loanAt any branch, our website, or by giving us a call
Open a checking accountAt any branch, our website, or by giving us a call
Open a savings accountAt any branch, our website, or by giving us a call
Get in touch with usCall us during business hours or send us an email

Online Banking

Fast, easy, and all online.

With Cross Valley’s Online Banking, all you need is internet access (and a computer or laptop, of course!) to manage your finances.

  • Access all your Cross Valley accounts and loans
  • Check account balances and transaction history
  • Transfer funds between Cross Valley accounts
  • Pay bills and Cross Valley loans

New enhanced online banking platform coming soon!

Enroll in Online Banking

Mobile Banking

Opportunity at your fingertips.

Core banking services are in your pocket when you download the CrossValley mobile app, giving you the fastest, most flexible way to manage your money.

  • Deposit paper checks quickly and easily
  • Access all your Cross Valley accounts and loans
  • Check account balances and transaction history
  • Transfer funds between Cross Valley accounts
  • Apply for loans or credit cards
  • Pay bills and Cross Valley loans
  • Available for iOS and Android in the Apple or Google Play stores.

Download from the App Store Get it on Google PlayDownload from Google Play

Bill Pay

A personal accountant, in your pocket.

Never miss another due date.

Keep your bill paying secure, fast, and easy with Cross Valley’s bill pay service. 100% free with no monthly fees, no limits on how many bills you pay and no per-transaction fees.

  • Pay bills manually or schedule automatic and recurring payments
  • Cancel or change a scheduled payment
  • Most payments are received in two business days

Use in Online Banking

Remote Deposit Capture

The lazy (or busy!) banker’s best friend.

Sometimes leaving the house is too much effort, or you’re too busy. That’s why we offer remote deposit capture-the ultimate way to make deposits from your pajamas.

Remote Deposit Capture lets you zap checks from your mobile banking app right into your account using your smartphone or tablet. Just endorse the back, snap some pics, and voilà—the deposit is accepted pretty much instantly.

  • Bank from your couch, bathtub, or bouncy castle (or wherever life finds you).
  • Save time AND trees by depositing checks electronically.
  • Deposit your funds quickly, securely, and more easily than ever.

Go remote today

Endorse. Photograph. Submit. Done.


Power to the paperless!

Reduce the clutter, embrace the convenience and go green by having your Cross Valley statement(s) delivered to you electronically. Need more reasons? It’s safe, secure, super easy and completely free!

  • Contains the same information as a paper statement
  • Immediately accessible online—no waiting for the mail
  • Downloadable to your computer for easy record keeping
  • Can be uploaded directly to finance software
  • Reduces paper and waste

Sign up

Go green in more than one way.


There's a kiosk waiting for you practically everywhere.

Bringing your in-branch banking to a kiosk near you.

Along with our large network of free ATMs, Cross Valley has multiple locations that feature QUBEs, which are our interactive machines that act like an ATM but offer the added benefit of enhanced member account access and functionality.

In addition, some of our QUBEs allow you to see and speak to a live teller if you need one. It’s all right there on the screen and open 24/7/365.

Five locations offer you access to a QUBE+, which offers Live Teller Assist:

We also have dozens of non-Teller Assist QUBEs, which still offer nearly unlimited account functionality, including the ability to:

  • Move money between accounts
  • Make loan payments
  • Set up account transfers
  • and much more

Look for a QUBE in a convenient location near you.


Look for the Allpoint logo for no-fee transactions.

ATMs everywhere you look.

With over 55,000 surcharge-free ATMs available to you worldwide (yes, you read that correctly), fast access to cash (and your account balances) is never far away. As a Cross Valley member, you’ve got access to all of our in-house ATMs as well as the entire Allpoint network.

  • 55,000+ ATMs worldwide
  • No surcharge fee
  • Deposit-enabled ATMs available
  • Available at CVS, Target, Walgreens, Speedway and more.

Find an ATM near you

Phone Banking

No internet access? No problem.

With Cross Valley, you still have immediate, 24/7 access from any touch tone phone to your accounts via our Phone Banking System. Accessing the system is simple:

  • Dial (570) 823-6836 then Select Option 1 and the Option 1 again
  • Then follow the prompts to access a wide variety of account options.

You can perform things like:

  • Hear and review account balances
  • Make transfers between Cross Valley accounts
  • Hear a list of cleared transactions and/or deposits
  • Process withdrawals by check and much more

To sign up or enroll in Phone Banking, follow the prompts within the system. Contact us or visit the Cross Valley FCU branch nearest to you if you have questions.

Phone it in

Let your fingers do the banking.

Wire Transfers

Long. Short. Distance doesn't matter here.

Transferring money at the speed of you.

Sometimes, even in this day and age, the only practical way to get money from point A to point B is via a wire transfer. We get it—and we have options.

Wire transfers are the express lane to zapping your cash across the financial world. No more snail mail or piggy bank shenanigans!

Domestic or international? Incoming or outgoing? A wire transfer is faster than a bolt of lightning and secure as Fort Knox.

  • Domestic (incoming or outgoing) wire transfers = $30 per transaction
  • International (outgoing only) wire transfers = $50 per transaction

Stop by a Cross Valley branch or give us a call for details.