Credit Cards 


What do you want most from your credit card? Now you have a choice. Whatever your needs, Cross Valley FCU has a credit card that’s right for you!


Consumer Credit Cards

Choosing the right credit card is easier then ever.

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security

  • Mobile payment capability for added convenience

  • Plus much more

Let's get started


PAY DOWN BALANCES

VISA® Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time

  • Save on interest

  • This is non-rewards

EARN VALUABLE REWARDS

Cash Rewards American Express® Card

  • 3% cash back on the first $6,000.00 in eligible net purchases made each year at gas stations

  • 2% cash back on eligible supermarket net purchases

  • 1% cash back on all other eligible net purchases

  • $25.00 cash back awarded after first purchase

REWARDS TO USE THE WAY YOU WANT.

VISA® Real Rewards Card

  • Earn 1.5 points monthly for every $1.00 you spend on eligible net purchases (equal to 1.5% cash back)

  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards

  • 2,500 bonus rewards points awarded after first purchase

Premier Rewards American Express® Card

  • Earn 4 points for every $1.00 spent on eligible net restaurant purchases

  • Earn 3 points for every $1.00 spent on eligible net airline purchases

  • Earn 2 points for every $1.00 spent on eligible net gas purchases

  • Earn 1 point for every $1.00 spent on all eligible net purchases

  • Plus earn 10,000 one time bonus rewards after you spend $1,000.00 in the first 3 months

  • No cap limit on the number of points you can earn, and you have five years to redeem for rewards

BUILD YOUR CREDIT

VISA® Secured Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history, here's a great way to begin that process

  • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account

VISA® College Real Rewards Card

  • Earn 1.5 points monthly for every dollar you spend on eligible net purchases

  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards

  • 2,500 bonus rewards points awarded after first purchase, redeemable for $25.00 cash back, merchandise, gift cards or travel savings


Business Credit Cards

Choosing the right business credit card is easier then ever.

No matter which card you choose, you'll enjoy important features like:

  • Expense Management tooks

  • No fee for additional employee cards

  • EMV smart chip technology for added security

  • Mobile payment capability for added convenience

  • Let's get started...

FLEXIBLE CASH REWARDS FOR YOUR BUSINESS

VISA® Business Cash Card

  • 3% cash back on eligible net purchases from office supply stores, phones, and TV services

  • 2% on restaurant and gas net purchases

  • 1% on all other eligible net purchases

  • $25.00 cash back after your first purchase

REWARDS TO USE THE WAY YOU WANT

VISA® Business Real Rewards Card

  • Earn 1.5 points monthly for every $1.00 you spend on eligible net purchases (equal to 1.5% cash back)

  • No cap or limit on the number of points you can earn, and you have five years to redeem your rewards; 2,500 bonus rewards points awarded after first purchase

VISA® Business Bonus Rewards PLUS Card

  • Earn 3 points monthly for every $1.00 you spend the most on: cellular phone service, hotel, or airline

  • Earn 1.5 points monthly for every $1.00 you spend on eligible net purchases; plus earn 20,000 one-time bonus rewards points after you spend $2,000.00 in the first 3 months

  • No cap or limit on the total cash you can earn, and you have five years to redeem for rewards

PAY DOWN BALANCES

VISA® Business Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time

  • Save on interest

  • Non-rewards


Manage Your Account

You can access your Cross Valley FCU credit card statements and pay your bill online. It’s the easy and convenient way to manage your account.

Visit our Online Credit Card Center for current Credit Card rates.