At Cross Valley, loyalty goes both ways. That’s why we created Cross Valley Edge—a rewards program that thanks you for making us your financial partner. With four or more qualifying products or services, you’ll earn a 1.00% APR¹ loan discount on your next loan. It’s our way of rewarding your trust.
When you have four or more of the following Cross Valley products or services, you’re automatically eligible for a 1.00% APR¹ loan discount on your next loan.
Already meet these qualifications? What are you waiting for? Apply for your new loan today and we’ll automatically include your 1.00% APR¹ loan discount at closing.
A 1.00% APR¹ loan discount awaits you. Want to see what qualifications you’re already meeting? Give us a call to find out how close you are to your loan discount.
We believe loyalty should go both ways. 
“The best thing about Cross Valley Edge is how simple it is—in fact, most members are already eligible! The more of our products and services you use, the closer you get to potentially saving thousands on your next loan.”
Carolyn Galenty, Member Service Center Representative
Saving 1.00% APR¹ over the life of your loan can result in some incredible savings. Use the calculator below to see what that discount could look like when applied to your next loan with Cross Valley.
This calculator is for estimation and informational purposes only. Price presented is not a final, binding notification of what your actual monthly payment will be. Speak to Cross Valley FCU for more information.The accuracy of our calculators and their applicability to your circumstances are not guaranteed.
1.00% loan discount available to qualifying members based on utilization of Cross Valley Federal Credit Union products and services. To qualify for the discount, a minimum of four accounts or activities must be met: (1) Have an existing Cross Valley loan or line of credit. This includes a loan refinance from another institution. (2) A minimum of 30 debit card transactions per quarter tied to a Share Draft Checking account. (3) An established direct deposit totaling more than $500.00 per month. (4) Enrolled in at least one auto pay. (5) At least one of the following: (a) Active Share Certificate. (b) Active Money Market Account. (c) Active Club Account (Vacation Club or Holiday Club). (6) eService use such as active Online Banking login, mobile app usage or enrollment in eStatements. Loan discount may not be combined with other loan discounts and applies to new, qualifying loans only. Partial discounts are not available. Rate discount not available for Cross Valley employees. Cross Valley may apply the rate discount once within six months of the loan closing date provided qualifying criteria is met. Offer subject to change without notice and is valid through December 31, 2025. Credit union membership required.
