Cross Valley Federal Credit Union

Savings Accounts

What are your savings goals? Maybe they include a college education, owning your dream home, or simply the security of knowing you have the financial resources to live comfortably after retirement. Whatever your goal Cross Valley FCU has the savings solution that is just right for you.

Your initial deposit in your Savings Account is your "Share" in the credit union. This account is your primary savings account. You can also open as many savings accounts as you would like. All earn dividends, can be used as a basis for Overdraft Protection, can be accessed at any time and be set up for special purposes, too!

SECONDARY SAVINGS ACCOUNT (GENERAL PURPOSE ACCOUNT)

Need more than one savings account? Open a Secondary Savings Account to set additional funds aside for your personal goals. Whether it’s a new car or just something special you’re saving for, this is a perfect way to keep track of your funds.

VACATION CLUB ACCOUNTS

Saving for your next vacation is easy with our Vacation Club Account. Dividends are compounded and credited quarterly. Vacation Clubs will be transferred into your savings account, normally on the first Thursday in April. No checks will be issued unless you call or come into the Credit Union on the date publicized. Deposit dates are posted in our newsletter or are available contacting the credit union. It’s always a great time to start a new Vacation Club if you haven’t already done so! What better, more convenient way is there to save up for that vacation you’ve been dreaming about?

HOLIDAY CLUB ACCOUNTS

For years, members have enjoyed their holiday shopping even more by knowing they had planned ahead with a Cross Valley FCU Holiday Club Account. You can save as much or as little as you want each pay period. Dividends are compounded and credited quarterly. No checks will be issued unless you call or come into the credit union on the date publicized. Deposits are transferred into your savings account normally on the first Thursday of October. This is also the perfect time to start a new Holiday Club if you haven’t already done so. What better or more convenient way is there to save up for that special gift you’ve been planning to purchase?

Earn a yield dividend and have access to your money when you need it. Minimum balance of $2,500 is required. Dividends are calculated and paid monthly. We also offer Premium Money Market Accounts that feature special tired rates.

To open a Money Market Account, or for more details, please contact the credit union or visit the Cross Valley FCU branch nearest you.

Certificates offer dividends at higher rates than normal savings accounts, but require that the money deposited stays in the account for the length of the term otherwise a penalty can be imposed for early withdrawal. With a $1000 minimum deposit, you can open a Cross Valley FCU Certificate and choose the term that’s best for your financial situation. The longer the term and the higher the balance, the better the rate of return. Learn more about our certificate options.