Cross Valley Federal Credit Union


Want an alternative to the high checking and services fees charged by other financial institutions? A Cross Valley FCU Checking Account is your solution!

Receive ultimate convenience and 24-hour access to your money with a Cross Valley FCU Checking Account. With features like no minimum balance, per check charges, or a monthly charge, a Cross Valley FCU Checking account is a great fit for your busy life and an alternative to high checking fees and service charges at other financial institutions. Just a few benefits awaiting you today are:

Overdraft Protection Solutions

Whether it’s a slight mistake you may have made in your checkbook, a car repair you weren’t prepared for, or an unforeseen emergency, we understand that life throws us curve balls and mistakes can happen.

Cross Valley FCU offers an array of solutions to help you meet your financial needs even when predicaments arise. These convenient protection options help make sure your account is covered.

Cross Valley FCU’s Standard Overdraft Protection automatically moves money from savings to checking to pay for overdrafts, as long as funds are available. Although there is no monthly charge, there will be a fee per overdraft.
With Overdraft Line of Credit** your checking account is covered. It protects you from overdrafts and from having transactions denied for insufficient funds. Plus, it's also an easy and convenient line of credit when you need quick access to cash. A fee will be charged for this service and you must contact a loan officer to use this service.
Courtesy Pay provides you with the security of knowing your transaction will be processed, not returned for insufficient funds, and prevents you from being charged any additional fees by a merchant. There will be a fee for this service.
If you would like more information on any of Cross Valley FCU’s Overdraft Protection Solutions contact the credit union today and start living with the financial peace of mind that you want and deserve.
Opening Your Account is Simple

Open a Cross Valley FCU Checking Account today! Apply to open a Checking Account online, visit one of our convenient branches, or contact us with any questions you have.

*With direct deposit of net pay into a Cross Valley FCU account.
** Overdraft Line of Credit is a credit product and subject to credit approval.