Cross Valley FCU understands that sometimes you can’t plan and prepare for everything in life. But one thing you can do is to make sure you’re covered when the unexpected comes your way by enrolling in our account protection tools.
Whether it’s a slight mistake you may have made in your checkbook, a car repair you weren’t prepared for, or an unforeseen emergency, we understand that life throws us curve balls and mistakes can happen.
Cross Valley FCU offers an array of solutions to help you meet your financial needs even when predicaments arise. These convenient protection options help make sure your account is covered.
Courtesy Pay is a safety net to protect against life’s every day unexpected occurrences and emergencies. It provides you the with the security and peace of mind of knowing your transaction will be processed, not returned for insufficient funds, and it prevents you from being charged any additional fees by a merchant.
Have you ever written a check and later realized you didn't have sufficient funds in your account to cover it? Of course! That's why Cross Valley FCU offers Courtesy Pay. Here's how this service works:
Courtesy Pay is available on personal checking accounts only. It covers overdrafts from ACH, draft or check posting, ATM/Debit transactions(opt-in required), including Point of Sale(opt-in required). Please note that Cross Valley FCU reserves the right to reject overdrafts against any account until it can verify the account is being maintained in good standing.
Please log into your home baking so that we may obtain your secure signature when signing. Once your logged in please click on the forms tab at the top of the page then select Courtesy Pay Opt-in/Opt out form. Once your information is filled out hit the submit button and your secure form will be sent to a representative. Questions? Visit any Cross Valley FCU branch or call (570) 823-6836.
If you would like more information on any of Cross Valley FCU’s Overdraft Protection Solutions contact the credit union today and start living with the financial peace of mind that you want and deserve.
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