Cross Valley Federal Credit Union


Are you facing a financial hardship or some other unexpected event?

You may be able to take advantage of our Skip-A-Pay program. It is not available on mortgages, business loans, home equity lines of credit or open-ended credit.

  1. Submit a Skip-A-Payment Request Form at least 10 days after your payment due date. (Complete it online, drop it off, fax it, or mail it to your local branch office for review.)
  2. We will review your request to confirm that:
    • Your account is in good standing,
    • You have a $5.00 minimum balance in your Cross Valley FCU share savings or checking account,
    • Your loan payment is not being made by any credit insurance, and
    • You have not requested a Skip-A-Pay in the last 6 months.
  3. We will contact you once your request is processed.


  • Your Skip-A-Payment request must be submitted no later than 10 days after your loan payment due date.
  • A fee of the actual accrued interest may be withdrawn from your checking or savings account (you select the account) for each loan payment you want to skip.
  • Interest will still accrue as your loan term is extended.
  • You are responsible for suspending automatic payments you have initiated for the month you select to skip.

If you have any questions regarding this service please call any of our member service representatives at 570-823-6836 during regular business hours.

Need a break…from your loan payment this month?

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Transfer your loan to Cross Valley FCU to lower your rate!

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%Today’s Rates
as low as
Auto Loans 3.59% APR
Home Equity 3.29% APR
View All Rates Rates subject to change.