Cross Valley Federal Credit Union

Loan Protection

Unfortunately, the unexpected sometimes happens. Can you still make your loan payments if the unthinkable happens to you or your family?

At Cross Valley FCU we understand that life is unpredictable. Let us take away the worry of making loan payments in the event of death, disability or involuntary unemployment. We offer a variety of voluntary loan protection programs*that are both affordable and convenient.

Guaranteed Asset Protection

Driving your new vehicle is like taking a leap of faith. If your car is stolen or declared a total loss following an accident, your insurance will only cover the vehicle's value at the time of the accident. MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) helps to close that gap and could save you thousands of dollars. GAP offers protection from total loss or unrecovered theft. It pays all or a portion of the remaining balance due on your loan or lease beyond what your automobile insurance will pay.

Debt Protection

Most of us take out a loan when we make a big purchase so we can pay it off over time. But sometimes things happen out of our control that can make it difficult to repay that loan.

Contact us and ask about protecting your loans, today!

Complete details are available when you apply for a loan or you can contact the credit union for the details.

*Eligibility requirements, conditions and exclusions apply.
**Your purchase of MEMBER’S CHOICE™ Borrower Security Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement (Contract) for a full explanation of the terms of MEMBER’S CHOICE™ Borrower Security Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. © CUNA Mutual Group 2014, All Rights Reserved.

Refinance your Auto Loan

Transfer your loan to Cross Valley FCU to lower your rate!

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%Today’s Rates
as low as
Auto Loans 3.99% APR
Home Equity 3.29% APR
View All Rates Rates subject to change.