Home Equity 


Considering debt consolidation? Gearing up for seasonal home repairs? Or, just refinancing? The solution is simple… a Cross Valley FCU Home Equity Loan!


Home Equity Loan

Make home improvements, take a vacation, finance an education, or achieve any other financial goal.

Put your home’s equity to work for you!

  • Tax-deductible interest

  • Borrow up to 80% of the equity available in your home

  • Flexible terms available

  • Debt protection: cancel or reduce a loan payment during an unexpected life event


Home Equity Line of Credit

Simply draw the money you want, as you need it. Borrow up to 70% of your home’s value minus your first mortgage. Our open-end Home Equity Line of Credit has a low variable rate based on the prime rate. Even better, the interest is usually tax-deductible.

To apply for a Cross Valley FCU Home Equity Line of Credit, contact a loan officer or visit a Cross Valley FCU branch location.