Dividend Rates


Put your money to work with Cross Valley FCU dividend bearing accounts.

Cross Valley FCU is here to help you improve your financial life and reach your goals. We are committed to providing products and services that save you money. Please note that for variable rate accounts, that the rate may change after the account is opened.

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Savings Account

EFFECTIVE JULY 1, 2018

Type Dividend Rate APY*
Shares under $100,000.00
Shares over $100,000.00
Club Accounts

Checking Account

EFFECTIVE JULY 1, 2018

Type Dividend Rate APY*
Share Drafts

Business Accounts

EFFECTIVE JULY 1, 2018

Type Dividend Rate APY*
Savings under $100,000.00 0.01% 0.01%
Savings over $100,000.00 0.01% 0.01%
Checking under $15,000.00 0.00% 0.00%
Checking over $15,000.00 0.00% 0.00%

Individual Retirement Accounts**

EFFECTIVE JULY 1, 2018

Type Dividend Rate APY*
Roth IRA
Coverdell Education IRA
Roth IRA (Rollover)
IRA

Money Market Accounts

EFFECTIVE JULY 1, 2018

Type Dividend Rate APY*
Money Market $2,500.00 min
Balances to $9,999.00
Balances $10,000.00 - $24,999.00
Balances $25,000.00 - $49,999.00
Balances $50,000.00 - $74,999.00
Balances $75,000.00 - $99,999.00
Balances greater than $100,000.00

Certificates***

EFFECTIVE JULY 1, 2018

Type Dividend Rate APY*
6 Month
1 Year
Special 18 Month $1,000.00 Min.

*APY= Annual Percentage Yield. The APY is current as of 9/1/2014. Fees could reduce earnings to the account. All credit union programs, rates, terms and conditions are subject to change at any time without notice. Please contact the credit union (570) 823-6836 for more information. Please review the Truth-in-Savings Accounts and Truth-in-Savings CDs Truth In Savings Disclosure for Share/Share Draft Accounts.

**Retirement accounts must have direct deposit or net payroll or retirement to a Share Savings Account or into a Share Draft Checking Account.

***All certificates are subject to change without notice and are normally adjusted on Wednesday. Members are encouraged to call for current rates.