Your initial deposit in your Regular Share Savings Account is your "Share" in the credit union. This account is your primary share account. You can also open as many Share Accounts as you would like. All earn dividends, can be used as a basis for Overdraft Protection, can be accessed at any time and be set up for special purposes, too!
You’re never too young to develop healthy financial habits. A great, fun way to build a foundation about saving is just a click away for children and young adults at Cross Valley Federal Credit Union. We currently feature two programs: Scottie Savers & Executive Student Program (E.S.P.). Plus, we are available to speak to your class about financial topics. Contact us today to learn about free education materials available through the NEFE today.
These special savings accounts are designed to help you accumulate funds for your retirement and are authorized by the Federal Government.
At Cross Valley FCU you can establish a:
*Roth IRA or a
*Coverdell Education Savings Account
Cross Valley also offers IRA Share Certificates with terms from 1 to 40 years.
Money Markets & Super Money Market Accounts
Earn a higher yield dividend and have access to your money when you need it. Minimum balance of $2,500 is required. Dividends are calculated and paid monthly. We also offer Premium Money Market with special tiered rates. Ask today for full details!
Another traditional savings option at your credit union is United States Savings Bonds. This investment is one of the safest and most secure savings alternatives. Give U.S. Saving Bonds as gifts for graduations, new babies, birthdays and more. Take advantage of Payroll Deductions to set up an ongoing commitment to buying U.S. Savings Bonds. Invest in your country, while you invest in yourself.
Vacation Club Accounts
Saving for your next vacation is easy with our Vacation Club Account. Dividends are compounded and credited quarterly. Vacation Clubs will be transferred into your savings account in April or checking account normally on the first Thursday of the month. No checks will be issued unless you call or come into the Credit Union on the date publicized. Deposit dates are posted in our newsletters and are available by contacting any of our member service representatives. Its always a great time to start a new Vacation Club if you haven't already done so! What better, more convenient way is there to save up for that vacation you've been dreaming about?
Christmas Club Accounts
For years, members have enjoyed their holiday shopping even more knowing they had planned ahead with a Cross Valley Christmas Club Account. You can save as much or as little as you want each pay period. Dividends are compounded and credited quarterly. No checks will be issued unless you call or come into the credit union on the date publicized. Deposit dates are posted in our newsletter and are available by contacting any of our member service representatives. This is the perfect time to start a new Christmas Club if you haven't already done so! What better, more convenient way is there to save up for that special gift you've been planning for.