Lending Solutions

We have the perfect lending solution for you...

New & Used Vehicle Loans

Up to 100% financing, low rates and flexible terms make the credit union your best choice for financing a new or used car, van, light truck, sport utility, or other vehicle. Refinancing available, too!

Personal & Signature Preferred Loans

A Cross Valley Signature Preferred Loan is perfect for your financial tool box. Whether you planning on some new furniture, looking to consolidate debt or simply buying something special for yourself. Check out our competitive rates today!

Home Equity Line of Credit

Let's put that house to work for you!

Simply draw the money you want, as you need it. Borrow up to 70% of your home's value minus your first mortgage. Our open-end Home Equity Line of Credit as a low variable rate based on the prime rate. Even better, the interest is usually tax-deductible.

Home Equity Loans

Considering debt consolidation? Gearing up for seasonal home repairs? Or, just refinancing? The solution is simple. A Cross Valley FCU Home Equity Loan! Put your home's equity to work, make home improvements, take a vacation, finance an education or achieve any other financial goals. All while enjoying the added benefits of:

1) Tax deductible interest!*
2) Borrow up to 70% of the equity available in your home!
3) No Closing Costs!
4) Flexible Terms!

*Consult your tax advisor for tax-deductible eligibility.

First Mortgages Made Easy!

Finally, there's a place to get the facts you need before you buy a new home. Buying a home is the single largest financial transaction most people ever make – and the one they are least prepared for. That's where our credit union's Home Buying Program can help. It's a helpful and free program designed to help you become more comfortable with the home-buying process. Finally, there is a place to get the facts you need before you make one of the biggest decisions in your life...

Cross Valley FCU Mortgages offer...
1) A Convenient Application Process
2) Fast & Easy Approval Service
3) Various Loan Programs to Meet Your Needs
4) Programs Available With No or Low Closing Costs.

For more information contact our in-house mortgage specialist today!
mserafin@crossvalleyfcu.org or (570) 823-6836 ext. 1022

Our Mission Statement

The Credit Union exists only to serve its members. To achieve this goal, the credit union will adapt to changes in the marketplace and market the Credit Union to employees and families in the existing companies in the field of membership and in the underserved areas in the charter, but also offer the Credit Union to all consumers through Field of Membership expansion.

Get in touch

Main Office: 640 Baltimore Drive Wilkes-Barre, PA 18702
Mailing Address: P.O. Box 597 Wilkes-Barre, PA 18702

Phone: (570) 823-6836
Toll Free: (800) 548-2849
PAL: (570) 823-3063

Lost/Stolen Cards
ATM/Debit: (800) 472-3272
Elan Credit Card: (800) 558-3424

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